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Coverage available at Stillwater Insurance with South Lake Agency
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Homeowners
Auto
Renters
Umbrella
Looking for the best way to secure coverage with Stillwater insurance?
South Lake Agency makes it easy. As your trusted independent insurance broker, we work directly with Stillwater —alongside 20+ other top-rated carriers—to ensure you get the right policy at the best available rate. Our team takes the time to compare options, explain coverage in plain language, and tailor protection to your unique needs.
By letting South Lake Agency handle your Stillwater quote, you gain the advantage of expert guidance, personalized service, and the peace of mind that comes from knowing you have the right coverage—without the stress of shopping around yourself.
Some background on Stillwater Insurance
Stillwater Insurance Group was established in 2000 and provides personal insurance products across the United States, including homeowners, auto, renters, and umbrella coverage. The organization has grown from its earlier Fidelity National insurance operations into a national personal-lines provider. Stillwater currently carries a B++ (Good) financial strength rating from AM Best and an A (Exceptional) Financial Stability Rating from Demotech. While its AM Best rating is below the A-range ratings held by many larger carriers, Stillwater’s national reach, multi-line personal insurance portfolio, and additional Demotech financial-stability rating provide useful context when evaluating the company.
− What is the easiest way to get a Stillwater insurance quote in Minnesota?
South Lake Agency can help you get a Stillwater insurance quote while also comparing coverage and pricing with other insurance companies. As an independent insurance agency serving the Twin Cities metro and communities throughout Minnesota, we work with more than 20 insurance carriers, allowing you to compare options without contacting multiple companies yourself.
+ Can South Lake Agency help me get insurance from Stillwater?
Yes. South Lake Agency works with Stillwater and can help you review available coverage, discounts, and insurance options. Because we are an independent agency, we can also compare Stillwater with other carriers to help you find coverage that fits your needs and budget.
+ Is it better to buy Stillwater insurance through an independent insurance agent?
Working with an independent agent gives you the ability to compare Stillwater with other insurance companies instead of being limited to a single carrier. South Lake Agency can help explain coverage differences, identify available discounts, and assist with policy changes, billing questions, and claims throughout the life of your policy.
+ I already have Stillwater. Can I switch my insurance agent to South Lake Agency?
In many cases, existing customers can move the servicing of their Stillwater policies to another authorized agency without changing their actual insurance coverage. Carrier requirements vary, so contact South Lake Agency and we can determine what options are available for your current Stillwater policy.
+ Does South Lake Agency only quote Stillwater insurance?
No. South Lake Agency is an independent insurance agency representing more than 20 insurance carriers. We can compare Stillwater with other companies based on price, coverage, discounts, and eligibility. Our goal is to find the right fit rather than steer every customer toward the same insurance company.
+ What types of insurance are available through Stillwater?
Coverage availability varies by carrier, state, and individual eligibility. Depending on the products offered by Stillwater, options may include home, auto, condo, renters, landlord, umbrella, recreational vehicle, and other personal or commercial insurance. South Lake Agency can help determine which Stillwater products are available for your specific needs.
+ Can South Lake Agency compare Stillwater with other insurance companies?
Yes. This is one of the primary advantages of working with South Lake Agency. We can compare Stillwater with other insurance carriers we represent and review differences in premium, deductibles, coverage limits, endorsements, and available discounts. This allows you to compare your options instead of choosing an insurance company based on price alone.
+ How do I file a Stillwater insurance claim or make a payment?
South Lake Agency can help point you in the right direction for Stillwater claims, billing, and policy service. You can also use the carrier resources on this page to access Stillwater's claims, payment, and customer service options directly. If you're unsure where to start, contact our team and we'll help.
+ Why use a local Stillwater insurance agent?
A local independent agent gives you a person to contact when you have questions about your coverage rather than relying entirely on a call center. South Lake Agency serves clients throughout the Twin Cities metro and communities across Minnesota, helping with quotes, policy changes, coverage reviews, claims questions, and insurance comparisons. If Stillwater is no longer the best fit at renewal, we can also review options from other carriers.

When you go directly to Stillwater, you can only compare the products, coverage options, and pricing available from that carrier. South Lake Agency gives you access to Stillwater and 20+ other highly rated insurance carriers, allowing us to compare coverage, limits, deductibles, and premiums on your behalf.
By shopping a broader insurance marketplace, we can help you find strong protection at a competitive rate instead of limiting you to a single company. You still have the opportunity to choose coverage from Stillwater, but you also gain the flexibility to compare it with other carriers and find the option that best fits your needs.
With an independent insurance broker, you do not receive just one quote—you receive personalized guidance and multiple options.


















































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