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Rental Dwelling Insurance solutions from South Lake Agency

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Rental dwelling unit

Landlord Insurance for Minnesota Rental Properties

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Why Rental Dwelling Insurance Matters


If you own a rental property, protecting your investment is just as important as finding good tenants. Standard homeowners insurance is not designed for rental properties—leaving you exposed to risks if you don’t have the right policy in place. That’s why rental dwelling insurance (sometimes called landlord insurance) is essential.

A rental dwelling policy provides coverage for the structure of your property against fire, storm damage, vandalism, and other common risks. It can also include liability protection, safeguarding you if a tenant or visitor is injured on your property. Many policies also cover loss of rental income, helping you stay financially secure if your property becomes uninhabitable due to a covered event. With the right insurance, you can protect your property, income, and long-term financial future.


Why Choose South Lake Agency for Rental Dwelling Insurance


At South Lake Agency, we understand the challenges and responsibilities that come with being a landlord. Whether you own a single rental home, a duplex, or multiple investment properties, we shop 20+ top-rated carriers to find a policy that fits your needs and budget. Our experienced team compares coverage options and makes sure you’re not overpaying while still getting the protection you need.


We also provide clear guidance so you know exactly what’s covered—from structural damage to liability to rental income protection. With South Lake Agency, you’ll gain more than just insurance—you’ll gain a trusted partner who is committed to protecting your property and helping you grow your investment with confidence.


The South Lake Agency Advantage
  • Access to 20+ carriers for better rates and stronger coverage.

  • Custom-tailored policies for single homes, duplexes, and multi-unit properties.

  • Expert guidance to make sure landlords have full protection.

  • Local, trusted service, supporting Minnesota property owners with confidence.

Choosing South Lake Agency for your rental dwelling insurance means safeguarding your investment and your future with the right coverage at the right price.

Q: What does landlord insurance cover? 

A: It typically covers the rental property itself, liability protection, and loss of rental income if the unit becomes uninhabitable due to damage. 


Q: Is landlord insurance required in Minnesota? 

A: While not required by law, most lenders require it if you finance a rental property. It’s essential for protecting your investment.

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customer-service
Speak with our local licensed agents
952-856-5500
or email us

Schedule a complimentary consultation

customer-service
Speak with our local licensed agents
952-856-5500
or email us
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