Our story began in 1810 – as a fire insurance company. Our first company president, Nathaniel Terry, built our company on the commitment of helping others. Fifteen years later, we wrote the first insurance policy for an institution of higher education – Yale University.

In 1835, disaster struck the New York City Financial District. After a large fire destroyed most of the buildings, our president and directors pledged their personal fortunes to pay for claims. Unlike other insurance companies at the time, we stood by our customers, helping them prevail through the unexpected tragedy.

As time marched on, we continued to do the same. In 1861, that included providing protection for president-elect Abraham Lincoln’s home in Illinois. This policy ensured that his Illinois property was safe as he arranged his move to Washington, D.C. – where he’d serve his first term in office.

The 20th Century sparked technological evolution – for automobiles especially. And we didn’t hesitate to find better ways to protect Americans. In 1913, we formed our Accident and Indemnity Company, providing improved protection for automobiles and property from risks like fire, accidents, liability and more.

In 2010, we celebrated our 200th anniversary. From the beginning, our customers have trusted us to support them through tragedies and triumphs. And we continue to this day on a path of excellence. We’ve been fortunate to receive a variety of recognitions, including being named a World’s Most Ethical Company® 12 times over the years by the Ethisphere Institute.1 But it’s helping our customers prevail through unexpected challenges that we’re most proud of. And we’re looking forward to doing the same for the next 200 years and beyond.

Proud Agency Partner of